Posts by Luis Garza
In response to COVID-19
In response to COVID-19, MBA and its affiliates have plans and resources in place in our effort to protect employees and continue to serve our clients. To date, there has been no material business impact to our services, but we would like to take this opportunity to assure you that we have comprehensive business continuity…
Read MoreMBA’s 25th Annual Company Retreat
MBA’s 25th annual company retreat was enjoyed in Oceanside, California in May. On May 23, MBA employees of 5 years or more employment at the company departed for southern California, Oceanside to celebrate in style. Sun, ocean, games, shopping, team building were all a part of the fun. MBA honors its long term employees each year…
Read MoreWhat the Underwriters Know
MBA executives and underwriting specialists have been involved in the quoting process and working with the underwriting process for self-funded plans over the last 30 years. So, we have seen our fair share of underwriting issues. We recently attended a seminar where we learned the methodologies insurance underwriters use to rate plans. During this event,…
Read MoreMedical Marijuana – What You Should Consider In ERISA Plans
With more and more states legalizing the use of medical marijuana, many people are turning to it for relief from a wide range of different medical ailments. Unfortunately, despite the fact that many people find relief from its use, and a lot of doctors are prescribing it for their patients, many insurance plans in the…
Read MoreProposed Allowance of Association Health Plans Benefits Small Employers and the Self-Employed
By Executive Order from President Trump, the Dept. of Labor has been instructed to draft language allowing for Association Health Plans. This will allow small employers and the self-employed to purchase health coverage based on “commonality of interest” as opposed to current regulations which require a common employer relationship. This is potentially good news for…
Read MoreHow You Can Help MBA in the Fight Against Cancer
In 2018 there will be an estimated 1,735,350 new cancer cases diagnosed in the U.S, and 609,640 deaths. As tragic as those numbers are, what makes it even worse is that they are not just statistics. The word “cancer” isn’t just about the disease. We all are crushed by it; family, friends and maybe even…
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